LEAF-CUTTER BEE

The Latin name for this bee is Megachile centuncularis. 

This insect resembles the honey-bee, though it is rather hairier, and the female has orange hairs under the abdomen.

The female cuts semi-circular notches in leaves, especially rose leaves, and carries them back to her nest. There she rolls them up into a hollow cylinder. She then seals the bottom with a piece of leaf, puts in a supply of honey and pollen, lays an egg, and then seals off the cell on top. This continues until the cylinder is full. She then leaves the burrow and dies. The nest itself is usually in rotting wood.